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Many people in the UK, in fact as many as one in three UK taxpayers have paid too much tax! A new `No Win No Fee` tax refund service has just been launched by Greer & Taylor LLP on a dedicated new website The Taxation People which can be found at www.thetaxationpeople.com where you can find out all the infomation need before making the decision to apply for a tax refund. The Taxation People offer a cost effective `No Win No Fee` online service, with a simple and easy to follow process they will guide every step of the way as you apply for a the refund. I would urge you to check out www.thetaxationpeople.com, where you can enlist the help of the The Taxation People who will get you the Tax Refund you are entitled to. The Taxation People are a trading name of Greer & Taylor LLP a respected and trusted accountancy service provider who is moving to provide a number of online services. Initially they are only offering the Tax Refund service that can be found at www.thetaxationpeople.com, but Greer & Taylor LLP are about to lauch a cost effective Self Assesment Service, keep an eye on www.greer-taylor.com for more information.

Homeowner Loans
Another bill has just landed through the letterbox and your still haven`t paid the monthly direct debt to the utility firm. You`ll have to sort out funds for your credit cards next week and then there are the catalogue payments to make. It`s the same story each and every month where you struggle to keep on top of your regular payments. Having taken out dribs and drabs of loads over the last few years you now have to pay a number of companies back. What if you could amalgamate all of your loans into one fixed monthly payment? Suppose you could reduce the amount that you pay each month by spreading the payments over a longer period of time. Look into the various Homeowner Loansthat are available at the moment and you could end up paying less in repayments each and every month. Price comparison sites are the places to look if you want one of the Homeowner Loans. They`ll scour the marketplace searching for Homeowner Loansthat will suit your individual needs. Combine all of your debts into one slightly larger loan amount and you should have more money each month that can be put away for a rainy day.

So, you have to start making an income, but you have no real skills, and you haven`t been out in the work force since dirt was created. Let`s face it, in the divorce process, women most often end up with the short end of the stick financially. But what can you do? What employable skills do you have?

I`ve done many things to make ends meet (all legal), including actually getting a job, meaning that I went out, beat the pavement, and handed in resume`s and job applications, all in the hope that someone would hire me for a lousy $7 an hour after years of being at home with my kids.

Does this sound like you? Are you on the verge of divorce, or are you recently divorced? Are you without an income of your own? Are you terrified that you will be entirely reliant on your ex for child support or alimony as your only means of income?

Don`t put yourself in that position. I did, and everytime he got pissed off about something, it would reflect somehow in my alimony payments. Yes, I could have taken him to court over it, but court costs money, and I didn`t have it. It took awhile, but I finally gave my head a shake, and decided that I desperately needed to buck up and make my own money. I didn`t want to depend on anyone else to give me a paycheck. Especially my ex husband. And I didn`t have the desire to leave my kids to go out and work for some idiot, so my only other option was to start my own business.

Before your landlord comes knocking at your door, or your bank sends you that letter of forclosure, do something. There are lots of opportunities out there for you, and you don`t have go out and work for someone else in order to make a decent living if that`s not something that your situation will allow.

I`ve done many things. I`m the type of person who can do something until I get bored with it, then I move on. I`ve owned a successful extras talent agency, a thriving fashion accessories business, and a catering company. All were tons of fun both to start and to run, and the money that I made (and still make) is extremely gratifying. I still own and am involved in the fashion accessories business, and the catering company. And I will tell you, that if it wasn`t for those endeavors, my children and I would probably be out on the street right now.

You really are the only one who can decide what should happen to you and your children financially.

Take control.

Melissa Harvey

Melissa Harvey is a divorced mother of two, who took her financial future into her own hands, and is now making a comfortable living for herself and her children, without having to depend on anyone else. Let her show you how to do the same at http://reallifeafterdivorce.blogspot.com.

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